Joining
Join us. It’s easy.
Most people still think a credit union is a mysterious organization and that becoming a member is a complex, lengthy process. Not true at all. We’re here to tell you that we are most definitely not some “secret society” that only a few select individuals can join. In fact, now that we have a community charter, everyone who lives, works, worships or attends school in Chesterfield, Hanover or Henrico counties, or the city of Richmond is welcome. We’re also open for membership to any business or other legal entity in these areas. It’s really just that simple.
In addition, your family members—including your spouse, parents, siblings, children, stepchildren, grandparents and anyone living in the same house with you (except your pets, sorry) are eligible to join.
But the beauty of it doesn’t end there. Once you’re a credit union member with us, you’ll always be a credit union member with us, as long as your account remains open and active. That means that whether you move across the state or across the world, you’ll always be able to Chart Your Path with us (unless you inform us otherwise).
If you’re not a member yet, let RiverTrace help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
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Federally insured by NCUA
Equal Opportunity Lender
Equal Housing Lender
Fee Schedule
RiverTrace Federal Credit Union | 6011 Staples Mill Rd. | Richmond, VA 23228 | 804-266-2767
Main: 804-266-2767
FAX: 804-266-5803
Routing #: 251082398
About RiverTrace FCU
RiverTrace Federal Credit Union is a not-for-profit, federally insured financial institution serving the Greater Richmond area. Anyone who lives, works, worships or attends school in Henrico, Chesterfield, or Hanover counties, or the city of Richmond is welcome to join RiverTrace FCU. Geographically, our credit union is located near Glen Allen, Lakeside and Dumbarton in Henrico County, Virginia. As a local Richmond credit union, we afford our members a level of personal service and local decisions on loans that large, multi-region financial institutions cannot match. RiverTrace offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by NCUA. We also offer all of the convenience services consumers depend on: online banking, mobile banking, online bill pay and nationwide fee-free ATM access. Our VISA® Platinum Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates. We invite you to compare our Richmond auto loan rates to any Henrico bank. RiverTrace also has extremely competitive rates on mortgages, personal loans and a suite of credit building loans to help members establish or repair their credit.
RiverTrace® is a federally registered trademark owned by RiverTrace Federal Credit Union and may not be used, displayed or reproduced by any other party without the express written permission of RiverTrace Federal Credit Union.