Fee Schedule
Fees listed are current as of November 15, 2017. If you have any questions about these or other informational sections, please contact us or stop by the branch.
| Non-Sufficient Funds | $35.00 |
| Deposit Check Returned | $35.00 |
| Returned ACH | $35.00 |
| Overdraft Transfer from Savings | $2.00 |
| Stop Payment | $35.00 |
| Check Cashing (Non-Member) | $5.00 |
| Early Closure (Within Six Months of Opening) | $10.00 |
| Account Inactivity / Dorman Share Fee (24 mos. no activity) | $2.50 per Month |
| Online Banking | Free |
| Bill Pay | $3.95 per Month |
| Teller Transactions at Financial Centers | Free |
| Person-to-Person Phone Inquiries / Transactions | Free |
| Research & Balancing | $25.00 per hour |
| Copy of Statement, Check, or Receipt | $ Prices Vary |
| Copy of Check Via Online Banking | $5.00 |
| Wire Transfer – Domestic | $10.00 |
| Wire Transfer – International | $30.00 |
| Deposits for Collection or Special Handling | $15.00 |
| Certified Checks | $2.00 |
| Cashier’s Checks (Written to Other Than the Member) | $5.00 |
| Re-Issue Lost or Stolen Card | $10.00 |
| Re-Issue Lost or Stolen Pin | $10.00 |
| Foreign ATM Transaction | N/A |
| Insufficient Funds Through ATM | $35.00 |
| Early Withdrawal – Club Accounts | $10.00 |
| Overnight Mail | $ Fee Varies |
| Returned Mail – Includes Forwarded Mail | $5.00 |
| Subpeona Policy | $35.00 |
| Verification of Deposits & Mortgages | $10.00 |
| Check Printing | $ Varies By Design |
| Escheat Fee | $30.00 |
If you’re not a member yet, let RiverTrace help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
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Federally insured by NCUA
Equal Opportunity Lender
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Fee Schedule
RiverTrace Federal Credit Union | 6011 Staples Mill Rd. | Richmond, VA 23228 | 804-266-2767
Main: 804-266-2767
FAX: 804-266-5803
Routing #: 251082398
About RiverTrace FCU
RiverTrace Federal Credit Union is a not-for-profit, federally insured financial institution serving the Greater Richmond area. Anyone who lives, works, worships or attends school in Henrico, Chesterfield, or Hanover counties, or the city of Richmond is welcome to join RiverTrace FCU. Geographically, our credit union is located near Glen Allen, Lakeside and Dumbarton in Henrico County, Virginia. As a local Richmond credit union, we afford our members a level of personal service and local decisions on loans that large, multi-region financial institutions cannot match. RiverTrace offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by NCUA. We also offer all of the convenience services consumers depend on: online banking, mobile banking, online bill pay and nationwide fee-free ATM access. Our VISA® Platinum Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates. We invite you to compare our Richmond auto loan rates to any Henrico bank. RiverTrace also has extremely competitive rates on mortgages, personal loans and a suite of credit building loans to help members establish or repair their credit.
RiverTrace® is a federally registered trademark owned by RiverTrace Federal Credit Union and may not be used, displayed or reproduced by any other party without the express written permission of RiverTrace Federal Credit Union.