Checking/Saving
Safe, secure and accessible.
Come chart your path with us.
Opening a new checking account is an overwhelming task. With so many options, promises of “free”, and fine print, it’s difficult to make sure the account aligns with your lifestyle and financial habits. Access to free online and mobile banking, a local ATM network, auto bill-pay and more are features you’ve come to expect—you shouldn’t have to jump through hoops to find a checking account that offers it all.
Credit union checking accounts should be hardworking, versatile and low maintenance. At RiverTrace, we offer just that—with the accessibility and features that you need.
Checking products for everyone.
RiverTrace has several unique checking products with terms and features that appeal to everyone. From absolutely free, no fee checking accounts to products that help you regain financial stability, we’re confident in our offerings, and our ability to find something that works for you.
Free Connections Checking This free checking account has no strings attached. No monthly account maintenance or ATM usage fees—it’s free in every sense of the word.
Pathways Checking A high-performing, interest-earning checking account. All that’s required is a minimum initial deposit of $25, then you can sit back, manage your finances and save for your future.
Second Chance Checking Financial setbacks affect the best of us. Re-establish your finances with the opportunity to upgrade to a free checking account after 12 months of active use.
For help deciding which checking account is best for you, stop by the branch and we will match our options with your preferences.
If you’re not a member, join RiverTrace and let us help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
If you’re not a member yet, let RiverTrace help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
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Federally insured by NCUA
Equal Opportunity Lender
Equal Housing Lender
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RiverTrace Federal Credit Union | 6011 Staples Mill Rd. | Richmond, VA 23228 | 804-266-2767
Main: 804-266-2767
FAX: 804-266-5803
Routing #: 251082398
About RiverTrace FCU
RiverTrace Federal Credit Union is a not-for-profit, federally insured financial institution serving the Greater Richmond area. Anyone who lives, works, worships or attends school in Henrico, Chesterfield, or Hanover counties, or the city of Richmond is welcome to join RiverTrace FCU. Geographically, our credit union is located near Glen Allen, Lakeside and Dumbarton in Henrico County, Virginia. As a local Richmond credit union, we afford our members a level of personal service and local decisions on loans that large, multi-region financial institutions cannot match. RiverTrace offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by NCUA. We also offer all of the convenience services consumers depend on: online banking, mobile banking, online bill pay and nationwide fee-free ATM access. Our VISA® Platinum Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates. We invite you to compare our Richmond auto loan rates to any Henrico bank. RiverTrace also has extremely competitive rates on mortgages, personal loans and a suite of credit building loans to help members establish or repair their credit.
RiverTrace® is a federally registered trademark owned by RiverTrace Federal Credit Union and may not be used, displayed or reproduced by any other party without the express written permission of RiverTrace Federal Credit Union.