Credit Builder
Improve your credit score with our Credit Builder Loan.
If you have no credit, little credit, or unfavorable credit, a RiverTrace Credit Builder Loan works to help you get on the right path to improve your credit score. And that means that you are more likely to get better interest rates and save a lot of money in the future.
A RiverTrace Credit Builder Loan features:
- Loan amounts between $500 and $2,500
- Terms from 12 to 24 months*
- Competitive Interest Rates*
- Application Fee of just $25.00
- Money borrowed is put into a savings account on your behalf
- Once the loan is paid off, the money you’ve borrowed is released to you
Our Right Path Loans like this one are designed to help you now—and in the future. Let’s talk. Call us at 804-266-2767 or come visit us and we’ll help you Chart Your Path.
If you’re not a member yet, let RiverTrace help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
*Rates, terms and conditions of loans will be based on individual credit worthiness. Rate subject to change without notice.
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Federally insured by NCUA
Equal Opportunity Lender
Equal Housing Lender
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RiverTrace Federal Credit Union | 6011 Staples Mill Rd. | Richmond, VA 23228 | 804-266-2767
Main: 804-266-2767
FAX: 804-266-5803
Routing #: 251082398
About RiverTrace FCU
RiverTrace Federal Credit Union is a not-for-profit, federally insured financial institution serving the Greater Richmond area. Anyone who lives, works, worships or attends school in Henrico, Chesterfield, or Hanover counties, or the city of Richmond is welcome to join RiverTrace FCU. Geographically, our credit union is located near Glen Allen, Lakeside and Dumbarton in Henrico County, Virginia. As a local Richmond credit union, we afford our members a level of personal service and local decisions on loans that large, multi-region financial institutions cannot match. RiverTrace offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by NCUA. We also offer all of the convenience services consumers depend on: online banking, mobile banking, online bill pay and nationwide fee-free ATM access. Our VISA® Platinum Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates. We invite you to compare our Richmond auto loan rates to any Henrico bank. RiverTrace also has extremely competitive rates on mortgages, personal loans and a suite of credit building loans to help members establish or repair their credit.
RiverTrace® is a federally registered trademark owned by RiverTrace Federal Credit Union and may not be used, displayed or reproduced by any other party without the express written permission of RiverTrace Federal Credit Union.