Personal Loans
The personal touch.
The great thing about Personal Loans, also known as Signature Loans, is that they are just that—personal. And you won’t even need to come up with collateral when you decide to apply for one.
A Personal Loan can be used for so many things including:
Special Occasions—Your daughter is getting married or you want to take your spouse on that special cruise you’ve always talked about, but you want to save your credit card for purchases along the way. Personal Loan to the rescue.
Debt Consolidation—Suppose you have three department store credit cards with high interest rates but reasonably low balances. You can use a personal loan to combine all three cards into one payment with a lower interest rate.
Unexpected Expenses—Appliances sometimes fail when you least expect it. So if you need to replace a refrigerator, your dishwasher, a water heater or furnace/air conditioning unit, a personal loan will provide you with the cash you need when you need it.
There really is no limit to what you can do with a Personal Loan. We offer:
- Loan from $1,000 to $10,000
- Competitive, fixed rates
- Terms from 24 to 48 months
- No prepayment penalty
Getting the money you need is as easy as applying online or by coming to the branch.
If you’re not a member yet, let RiverTrace help you Chart Your Path. It’s easy to enroll and we can take care of it for you when you open an account or apply for a loan.
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Federally insured by NCUA
Equal Opportunity Lender
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RiverTrace Federal Credit Union | 6011 Staples Mill Rd. | Richmond, VA 23228 | 804-266-2767
Main: 804-266-2767
FAX: 804-266-5803
Routing #: 251082398
About RiverTrace FCU
RiverTrace Federal Credit Union is a not-for-profit, federally insured financial institution serving the Greater Richmond area. Anyone who lives, works, worships or attends school in Henrico, Chesterfield, or Hanover counties, or the city of Richmond is welcome to join RiverTrace FCU. Geographically, our credit union is located near Glen Allen, Lakeside and Dumbarton in Henrico County, Virginia. As a local Richmond credit union, we afford our members a level of personal service and local decisions on loans that large, multi-region financial institutions cannot match. RiverTrace offers free checking accounts with free VISA® Debit Cards and savings account options that are all federally insured up to $250,000 by NCUA. We also offer all of the convenience services consumers depend on: online banking, mobile banking, online bill pay and nationwide fee-free ATM access. Our VISA® Platinum Credit Card has no annual fee, no balance transfer fee, generous credit lines and competitive fixed rates. We invite you to compare our Richmond auto loan rates to any Henrico bank. RiverTrace also has extremely competitive rates on mortgages, personal loans and a suite of credit building loans to help members establish or repair their credit.
RiverTrace® is a federally registered trademark owned by RiverTrace Federal Credit Union and may not be used, displayed or reproduced by any other party without the express written permission of RiverTrace Federal Credit Union.